Considerations

Considerations for your decision-making

How do you decide if you can afford to invest and how much to invest (or not to invest)? Here are some guides.

☑ I have extra cash that is currently lying idle in savings

☑ I don't believe in unit trust (aha!!)

☑ I have EPF that I can make use of for investing in unit trust funds

☑ I am wanting to diversify and access more funds

☑ I am dissatisfied with how my current funds are managed

☑ I find it increasingly difficult to juggle different sets of investments! 

☑ I want to reposition/reallocate some of my poor-yielding funds

☑ I am interested to know about portfolio-based unit trust schemes 

☑ I realize that my current savings are earning less than the rate of inflation

☑ I want to properly plan for retirement

☑ I want to align my investments with my ethical or sustainable values

☑ I want to align my investment with my risk appetite

☑ I read about 'time the market' but do not know what that means

☑ I prefer to place my investments with professional fund managers who can manage them 

☑ I am after setups that are approved by the authorities and passes due diligence checks

☑ I want to avoid being scammed!

☑ I simply don't feel like wanting to be left behind when comes to money optimisation (!)

What follows next (from above) is education and awareness to unlock the obstacles and impediments listed!

"Investing in unit trusts is a long-term strategy, so it's important to be patient and consistent with your contributions." - Dave Ramsey

"Courage taught me no matter how bad a crisis gets ... any sound investment will eventually pay off." — Carlos Slim Helú